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For more information about FDIC insurance coverage, visit www.fdic.gov. Financing $17,000 (the average amount financed on a used car) over a five-year term would result in monthly payments of $429 for deep-subprime buyers, $399 for subprime buyers and $359 for nonprime buyers, using the current average interest rates from the study. Banks, issuers, and credit card companies. Overcoming bad credit can be a difficult task to undertake by yourself, with so many credit bureaus to deal with and details on your credit reports to sort through.

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