Oct american express and wal mart are rolling out a new prepaid card in the. Further, most people post anonymously so there is no incentive to misrepresent their fiscal lives. It’s not and introductory or promotional thing, you what specialty store credit card can i get with poor credit get the discount all the time off of everything you buy.

I certainly now understand, from firsthand experience, how tricky retailers can be when it comes to pressuring consumers into opening store credit cards. Since I returned to the world of credit four years ago, I haven’t carried a balance. Unfortunate that their card policy had me walking out with such a bad taste in my mouth, but again, I know I’m not the consumer they’re after, anyway. Visa and Mastercard are much more commonly accepted in Europe. I don’t know anything about exclusive stores though.

I think the most confident and by extension the most successful probably comment. Aug august lease deals continue to give new car shoppers many lease options to. I got duped into signing up with for a CC when I joined Costco. I’m the kind of gal who worries that someone might mistake her faux fur coat for the real thing. Even though I was only buying $15 worth of merchandise…and I hardly ever shop there. So I might end up buying $500 worth of clothes for $200, plus get $40 coupons I will then turn around and use on “free” shirts/pants/socks/shoes/whatever.

And you were not conned, unless it is your belief that every store should accept a card just because it is convenient for you. A home equity line of credit often called heloc and pronounced hee lock is a. Well prepared entrepreneurs personal lender in canada are walking into the banks. Sample of a letter of agreement. C) I check it at least every month or two to make sure there is no activity so I’m safe from hackers.

I have been suckered more than once on opening a store credit account. Closing an account (esp your oldest one), shortens your credit history and can reduce your credit/debt ratio, both of which affect your credit scores. I kind of wonder if that’s not breaking some sort of rule, but I also wonder how many people, having got that far, felt too guilty to put a stop to it right there. I’m curious if anyone knows the answer to this. Thanks April for being honest about getting “suckered in”, it happens to the best of us.

I am still thankful that credit was what specialty store credit card can i get with poor credit a tool readily accessible to us. The people that get into trouble are the ones that keep a balance on it and pay that high interest rate. It’s not the wisest choice, especially after you what specialty store credit card can i get with poor credit find yourself with too many revolving lines of credit. It seems ridiculous that they don’t accept Visa/Mastercard. My wife and I wait for the extra 5% off coupon and then stock up on essentials like soap and shampoo and whatnot. My rv loan was denied due to a charge off, how do i turn this around.

Then I paid off the balance in full shortly after. I end up spending thousands of dollars every what specialty store credit card can i get with poor credit year, so a 5% savings is a pretty big thing. It’s not like this cost you hundreds of dollars.

I didn’t have enough cash on me, I don’t carry checks, and I don’t have an American Express card. That was enough for them to issue a card, and for me to buy the shoes. I hate how pushy some of the stores can be about the cards, drives me nuts. I caved, and I opened the account to make the purchase. Last point, I feel the retail industry has gotten too invasive. I won’t shop at places that don’t accept my cards, but I understand.

I appreciate these anecdotal stories as well. I also said I know I’m not their target customer, but I did learn lessons from this that I hope will help others. Jul walmart launched its payroll card in. A) it’s my oldest card – and the history is good. I was, and still am, amazed by the entire transaction. I got so complacent I didn’t what specialty store credit card can i get with poor credit check the card for five months.

AmEx has been my primary card for more than a decade, because I so appreciate their customer service. I won’t even touch on the blatant misogynistic slant. True, you would probably get the money back eventually, but it would be quite the hassle to have a zero or a negative balance for a short period of time. In retrospect (and sarcasm aside), there were better ways to handle the situation that would have given the salesperson credit for the sale and would have avoided me opening a store card I absolutely do not want. Recently they started offering 5% off all of your purchases on the Target card.

All information provided on this site is for informational purposes only. We recently joined Costco and they only take debit, check, cash or their American Express card. It will save me from some frustrating experiences, and was worth the read. If you ask when I’ll be there next and purchase when I am there, I do get credit for the sale. May the united states attorneys office southern debt settlement in nyc district of new york two former. The salesperson who helped me was probably one of the best I’ve ever encountered.

But I would have felt just as irate about getting suckered into a store card. They are a kind of known for being a cardholder’s-card, rather than a merchant’s-card, if that makes sense. And it’s far easier to get women to apply than men.